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Nationwide travel insurance
Nationwide travel insurance
Pros & Cons
Highlights
Additional Reading
Nationwide has been in existence for nearly 100 years since its founding in 1926. The Ohio-based company offers many products in the insurance and financial space, including coverage for travel. Nationwide travel insuranceYou can get policies for single or multiple trips. They also cover cruise trips.
Nationwide travel insurance plans
Nationwide travel insuranceOffers many of the You might find standard benefits with a policy of travel insurance. This could include trip cancellation coverage that allows you to get back pre-paid costs and trip interruption in case your vacation is canceled due to an unexpected event. Also included is baggage delay coverage as well as medical coverage.
Nationwide offers a variety of travel insurance policies that can be purchased for consumers. They are separated by type of trip: single trip or multiple trips or cruise coverage.
Policies for single-trip travel insurance
NationwideThere are two types of single-trip travel insurance policies available: the Essential plan or the Prime plan.
Nationwide Essential plans covers all the essentials, as the name implies. It provides protection for any unexpected events that may occur before or during your trip.
Prime plan provides you with the best coverage, including higher coverage limits and the possibility to add the coveted Cancel for any reason (CFAR).Additional charges may apply
The plans provide trip cancellation and interruption coverage in case of terrorist acts in your destination city. Nationwide travel assistance is available at no additional cost. Refunds are also included with refunds after a 10-day review (except in WA or NY). For baggage and personal effects coverage there is a $500 maximum for valuable items. Please refer to your policy terms and conditions for more information.
Below is a comparison of the coverage limits for both plans. Trip delay coverage will cover delays up to six hours.
Travel insurance policies for annual and multi-trip trips
You can get travel insurance that covers more than one trip, and you want to protect your spouse and children. Travel Pro PlanThis may be an option that is affordable. Important to remember that this policy covers only events occurring after departure and not events prior to departure. The policy may be as low $59 at the time of writing.
The Travel Plus Plan is another multitrip policy. NationwideFlexible term limits allow for trip cancellation and trip interruption coverage of up to $10,000. This includes the gaps in the Travel Pro Plan which does not cover post-departure events. This plan is for you if you need to cancel your trip because of a covered illness.
The Travel Pro Deluxe Plan will increase your benefits for after-departure coverage. The Travel Pro Deluxe Plan builds on the Travel Pro Plan. It includes higher coverage limits and costs only $20 more.
All plans offer the same Nationwide assistance that is included in single-trip policies. These are the comparisons of multiple-trip plans:
Cruise coverage
All over the countryOffers three Cruise insurance plans.
The Universal Cruise Plan is a great option for those who are going on a shorter cruise or just starting out. It provides additional protection and allows you to recover non-refundable costs. You should check that your state qualifies you for cruise coverage, as not all states offer it.
The Insurance Company offers additional coverage for longer cruises. Choice Cruise PlanYou should consider this option. You can also take multiple cruises with the Luxury Cruise Plan if you are looking for the most benefits.
With the exception of WA and NY, all three policies are eligible for a 10-day review.
Here is a comparison of coverage offered by Nationwide’s three cruise insurance policies.
Nationwide also offers additional coverage options
Nationwide travel insuranceThere are many additional coverage options available that will increase the protection of your policy, but also add cost. These are:
- Financial default coverageThis is in case your travel supplier goes bankrupt or defaults. This option is available for single-trip policies Essential and Prime.
- Waiver of any pre-existing condition If certain conditions are met, these policies may provide coverage for pre-existing diseases or illnesses. This is possible with the Prime and Essential single-trip policies.
- Accidental death and dismemberment These can be $5,000, $10,000 or $25,000, depending on the plan. This option is available for the Prime and Essential single-trip policies.
- Only for accidents that result in death on flights Limits can be set at $100,000, $250,000, and $500,000. This policy is available for Essential and Prime single-trip policies.
- Collision or loss coverage for rental cars You can purchase additional coverage to cover your rental car in the event of damage or loss. This is only available for the Essential or Prime single-trip policies.
- Cancel for any reason (CFAR).This is a requirement to be added to a policy. It can be found through the single-trip Prime Plan or the Choice Cruise Plan.
What does Nationwide travel insurance cost?
How much it costs to purchase a travel insurance policy All over the countryIt all depends on many factors such as the type of coverage, add-ons purchased, destination, length of trip and other factors.
Nationwide’s website allows you to get a quote on a policy for travel insurance by entering the following details:
- Destination
- Departure date
- Return date
- Age
- Residence
- Total trip cost
- Initial trip payment date
Let’s take a look at the possible costs. If you are a 35-year old from Florida and plan to travel to Brazil for two weeks in December, your trip costs would be $5,000. The initial payment will be made on September 1.
- $196.89 Essential Plan
- Prime Plan: $273.20
If you are a 55 year old Oregonian who travels to Mexico by Carnival Cruise Lines and spend $4,000, your policy would be:
- Universal Cruise Plan: $172
- Choice Cruise Plan: $206
- Luxury Cruise Plan $244
Is Nationwide willing to take your credit score into consideration
The following is an extract from the Website for company, NationwideRates for insurance products are determined by credit score. According to studies, a higher credit score could predict a higher rate for insured parties with lower credit scores. The exact number could vary. Scores of 700 or more are eligible for the best insurance rates. Most people use credit scores to determine premiums. auto insurance.
How can I file a Nationwide claim?
If you bought travel insurance through NationwideIf you have any questions or need to file a claim, contact Nationwide.
Nationwide Claims are managed by Co-ordinated Benefit Plans, LLC. You can also use it. claims portalCall a representative based on the type of policy you have.
Phone number for single-trip policy: 888-490-7606
Telephone number of the annual plan policy department: 866-281-1017
Cruise policy phone number: 866-281-0334
You prefer to reach us via email? Nationwide can be reached via NWTravClaims@cbpinsure.com.
The mailing address for documents sent by post is:
LLC, Co-ordinated Benefit Plans
Nationwide Mutual Insurance
Affiliated and Company Companies
P.O. P.O. Box 26222 Tampa FL 33623
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Compare Nationwide vs Allianz
Similar to Nationwide, Allianz insuranceThere are many types of insurance coverage. Although the company is most known for its auto insurance, it also offers travel insurance and has eight options. Ten options are available from Allianz, a major player within the space of travel insurance.
Allianz may have higher coverage limits, but they also offer a simplified process for filing claims online. Nationwide’s advantage is that you can cancel for any reason (CFAR), which is not available when you purchase an Allianz online policy.
Compare Nationwide vs John Hancock
John Hancock is a similar to NationwideIn that it offers a wide variety of insurance products and financial services. One such offering is travel insurance. John HancockOffers travel insurance with Bronze, Silver, or Gold policies
Nationwide’s budget option might be slightly cheaper when you compare policies. John Hancock’s mid-tier coverage options, as well as higher coverage options, may be more affordable. It all depends on the details of your policy, age, and trip details. The good news is that you can add cancellation for any reason (CFAR), coverage under all John Hancock plan options.
Compare Nationwide and credit card travel coverage
Cardholders with rewards credit cards have access to many benefits, some of which may not be aware. One perk is travel cancellation or interruption coverage. Credit cards may offer adequate coverage for quick trips. For those who want to be sure they have adequate medical coverage or greater limits, the traditional route of travel insurance might be better.
Methodology
Check out our review of Nationwide travel insuranceWe evaluated the most popular travel insurance providers, comparing their options, coverage limits and cost as well as customer service options and flexibility.
Nationwide is a strong contender in cruise-related travel insurance policies. It stands out because it offers cancel for any reason (CFAR), though it’s not included with all policies and can be expensive. Compare quotes from several providers before you purchase a policy to find the best travel policy.
Nationwide travel insurance — frequently asked questions (FAQ)
Nationwide has many types of insurance policies including travel insurance. It could be a good fit for you depending on your needs. There are options for single or multiple trips and strong coverage for cruise travel. Some policies allow customers to add cancellation for any reason (CFAR), coverage.
Nationwide offers cancellation for any reason coverage. This is in addition to other policies like the Prime Plan, Choice Cruise Plan, Luxury Cruise Plan, or the Prime Plan. This coverage is available to those who meet certain eligibility requirements.
COVID may be covered under some travel insurance policies by Nationwide. If you have trip cancellation or interruption coverage, you might be eligible to recover the costs in the case of COVID before or during your trip.
