Insider’s specialists select the most effective services to assist make sensible choices together with your cash (right here’s how). In some circumstances, we obtain a fee from our our companions, nonetheless, our opinions are our personal. Phrases apply to gives listed on this web page.
The greatest credit score card for you won’t be a superb match for others, and a few shoppers are higher off pursuing gives with a selected bank card issuer. Citi tends to work nicely for sure forms of spenders, together with individuals who need to earn a excessive price of money again and people who just like the redemption choices within the Citi ThankYou Rewards program. Citi is an Insider associate.
Discover the proper Citi bank card for you
Greatest Citi bank card general
80,000 bonus ThankYou® Factors after you spend $4,000 in purchases throughout the first 3 months of account opening
$200 money again after spending $1,500 on purchases within the first 6 months of account opening
Greatest for routinely maximizing rewards
$200 money again, fulfilled as 20,000 ThankYou® Factors, after you spend $1,500 on purchases within the first 6 months of account opening
50,000 American Airways AAdvantage® bonus miles after spending $2,500 in purchases throughout the first 3 months of account opening
$99, waived for first 12 months
Greatest small-business card for airline miles
65,000 American Airways AAdvantage® bonus miles after spending $4,000 in purchases throughout the first 4 months of account opening
$99, waived for first 12 months
20,000 bonus factors after spending $1,500 in purchases in 3 months from account opening
Greatest with an introductory 0% APR on purchases and steadiness transfers
$150 assertion credit score after you spend $500 on purchases within the first 3 months of account opening
Greatest for introductory 0% APR and no late charges
Citi additionally boasts bank cards with a number of the longest intro APR gives obtainable at present, making Citi a preferred card issuer for debt consolidation and steadiness transfers.
In case you’re in search of a brand new bank card and you are a Citi buyer already or need to develop into one, it’s best to know in regards to the prime bank cards Citi gives. Listed here are our picks for 2022.
We’re centered right here on the rewards and perks that include every card. These playing cards will not be value it should you’re paying curiosity or late charges. When utilizing a bank card, it is vital to pay your steadiness in full every month, make funds on time, and solely spend what you may afford to pay.
Examine the most effective Citi bank cards
Intro provide
80,000 bonus ThankYou® Factors after you spend $4,000 in purchases throughout the first 3 months of account opening
Rewards
Earn 3x ThankYou® factors at eating places and supermarkets. Earn 3x ThankYou® factors at fuel stations, air journey, and resorts. Earn 1x ThankYou® factors on all different purchases
Intro provide
80,000 bonus ThankYou® Factors after you spend $4,000 in purchases throughout the first 3 months of account opening
Rewards
Earn 3x ThankYou® factors at eating places and supermarkets. Earn 3x ThankYou® factors at fuel stations, air journey, and resorts. Earn 1x ThankYou® factors on all different purchases
Particulars
Rewards
Earn 3x ThankYou® factors at eating places and supermarkets. Earn 3x ThankYou® factors at fuel stations, air journey, and resorts. Earn 1x ThankYou® factors on all different purchases
Intro provide
80,000 bonus ThankYou® Factors after you spend $4,000 in purchases throughout the first 3 months of account opening
Really useful Credit score
Good to Wonderful
Common APR
18.99% – 26.99% Variable
Editor’s Score
Our editor’s rankings analyze charges, bonuses, rewards, and advantages to focus on the only and Most worthy bank cards obtainable.
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Intro provide
$200 money again after spending $1,500 on purchases within the first 6 months of account opening
Rewards
Earn 2% on each buy with limitless 1% money again while you purchase, plus a further 1% as you pay for these purchases.
Intro provide
$200 money again after spending $1,500 on purchases within the first 6 months of account opening
Rewards
Earn 2% on each buy with limitless 1% money again while you purchase, plus a further 1% as you pay for these purchases.
Particulars
Rewards
Earn 2% on each buy with limitless 1% money again while you purchase, plus a further 1% as you pay for these purchases.
Intro provide
$200 money again after spending $1,500 on purchases within the first 6 months of account opening
Really useful Credit score
Good to Wonderful
Really useful credit score rating. Notice that bank card lenders could use many alternative variations of credit score rating fashions when contemplating your utility.
Present extra
Common APR
16.99% – 26.99% Variable
Intro APR
0% intro APR on steadiness transfers for 18 months
Editor’s Score
Our editor’s rankings analyze charges, bonuses, rewards, and advantages to focus on the only and Most worthy bank cards obtainable.
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Execs & Cons
Highlights
Further Studying
Intro provide
$200 money again, fulfilled as 20,000 ThankYou® Factors, after you spend $1,500 on purchases within the first 6 months of account opening
Rewards
Earn 5% money again on purchases in your prime eligible spend class every billing cycle, as much as the primary $500 spent, 1% money again thereafter. Earn limitless 1% money again on all different purchases.
Intro provide
$200 money again, fulfilled as 20,000 ThankYou® Factors, after you spend $1,500 on purchases within the first 6 months of account opening
Rewards
Earn 5% money again on purchases in your prime eligible spend class every billing cycle, as much as the primary $500 spent, 1% money again thereafter. Earn limitless 1% money again on all different purchases.
Particulars
Rewards
Earn 5% money again on purchases in your prime eligible spend class every billing cycle, as much as the primary $500 spent, 1% money again thereafter. Earn limitless 1% money again on all different purchases.
Intro provide
$200 money again, fulfilled as 20,000 ThankYou® Factors, after you spend $1,500 on purchases within the first 6 months of account opening
Really useful Credit score
Good to Wonderful
Common APR
16.99% – 26.99% Variable
Intro APR
0% intro APR on steadiness transfers and purchases for 15 months
Editor’s Score
Our editor’s rankings analyze charges, bonuses, rewards, and advantages to focus on the only and Most worthy bank cards obtainable.
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Citi® / AAdvantage® Platinum Choose® World Elite Mastercard®
Intro provide
50,000 American Airways AAdvantage® bonus miles after spending $2,500 in purchases throughout the first 3 months of account opening
Rewards
Earn 2 AAdvantage® miles for each $1 spent at fuel stations and eating places, and on eligible American Airways purchases. Earn 1x mile for each $1 spent on different purchases.
$99, waived for first 12 months
Annual Payment
Citi® / AAdvantage® Platinum Choose® World Elite Mastercard®
Intro provide
50,000 American Airways AAdvantage® bonus miles after spending $2,500 in purchases throughout the first 3 months of account opening
Rewards
Earn 2 AAdvantage® miles for each $1 spent at fuel stations and eating places, and on eligible American Airways purchases. Earn 1x mile for each $1 spent on different purchases.
$99, waived for first 12 months
Annual Payment
$99, waived for first 12 months
Annual Payment
On Citi’s web site
Particulars
Rewards
Earn 2 AAdvantage® miles for each $1 spent at fuel stations and eating places, and on eligible American Airways purchases. Earn 1x mile for each $1 spent on different purchases.
Annual Payment
$99, waived for first 12 months
Intro provide
50,000 American Airways AAdvantage® bonus miles after spending $2,500 in purchases throughout the first 3 months of account opening
Really useful Credit score
Good to Wonderful
Common APR
18.99% – 27.99% variable
Editor’s Score
Our editor’s rankings are based totally on 3 issues: simplicity, affordability, and worth. Our bank card editor takes these elements into consideration, and comes up with a score to greatest replicate how the cardboard performs in that standards – relative to different merchandise we have reviewed.
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CitiBusiness® / AAdvantage® Platinum Choose® Mastercard®
Intro provide
65,000 American Airways AAdvantage® bonus miles after spending $4,000 in purchases throughout the first 4 months of account opening
Rewards
Earn 2x miles for each $1 spent on cable and satellite tv for pc suppliers. Earn 2x miles for each $1 spent on eligible American Airways purchases. Earn 2x miles for each $1 spent at fuel stations. Earn 2x miles for each $1 spent on choose telecommunications retailers. Earn 2x miles for each $1 spent on automobile leases. Earn 1x mile for each $1 spent on different purchases.
$99, waived for first 12 months
Annual Payment
CitiBusiness® / AAdvantage® Platinum Choose® Mastercard®
Intro provide
65,000 American Airways AAdvantage® bonus miles after spending $4,000 in purchases throughout the first 4 months of account opening
Rewards
Earn 2x miles for each $1 spent on cable and satellite tv for pc suppliers. Earn 2x miles for each $1 spent on eligible American Airways purchases. Earn 2x miles for each $1 spent at fuel stations. Earn 2x miles for each $1 spent on choose telecommunications retailers. Earn 2x miles for each $1 spent on automobile leases. Earn 1x mile for each $1 spent on different purchases.
$99, waived for first 12 months
Annual Payment
$99, waived for first 12 months
Annual Payment
On Citi’s web site
Particulars
Rewards
Earn 2x miles for each $1 spent on cable and satellite tv for pc suppliers. Earn 2x miles for each $1 spent on eligible American Airways purchases. Earn 2x miles for each $1 spent at fuel stations. Earn 2x miles for each $1 spent on choose telecommunications retailers. Earn 2x miles for each $1 spent on automobile leases. Earn 1x mile for each $1 spent on different purchases.
Annual Payment
$99, waived for first 12 months
Intro provide
65,000 American Airways AAdvantage® bonus miles after spending $4,000 in purchases throughout the first 4 months of account opening
Really useful Credit score
Wonderful
Common APR
18.99% – 27.99% (Variable)
Editor’s Score
Our editor’s rankings are based totally on 3 issues: simplicity, affordability, and worth. Our bank card editor takes these elements into consideration, and comes up with a score to greatest replicate how the cardboard performs in that standards – relative to different merchandise we have reviewed.
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Costco Anyplace Visa® Card by Citi
Rewards
Earn 4% money again on eligible fuel and EV charging purchases for the primary $7,000 per yr (then 1% thereafter). Earn 3% money again on eating places and eligible journey purchases. Earn 2% money again on all different purchases from Costco and Costco.com. Earn 1% money again on all different purchases
Costco Anyplace Visa® Card by Citi
Rewards
Earn 4% money again on eligible fuel and EV charging purchases for the primary $7,000 per yr (then 1% thereafter). Earn 3% money again on eating places and eligible journey purchases. Earn 2% money again on all different purchases from Costco and Costco.com. Earn 1% money again on all different purchases
Particulars
Rewards
Earn 4% money again on eligible fuel and EV charging purchases for the primary $7,000 per yr (then 1% thereafter). Earn 3% money again on eating places and eligible journey purchases. Earn 2% money again on all different purchases from Costco and Costco.com. Earn 1% money again on all different purchases
Really useful Credit score
Wonderful
Common APR
18.24% (Variable)
Editor’s Score
Our editor’s rankings analyze charges, bonuses, rewards, and advantages to focus on the only and Most worthy bank cards obtainable.
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Execs & Cons
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Intro provide
20,000 bonus factors after spending $1,500 in purchases in 3 months from account opening
Rewards
Earn 5x ThankYou® Factors eating places (as much as $6,000 for the primary 12 months after which 1x ThankYou® Level). Earn 2x ThankYou® supermarkets and fuel stations (for the primary $6,000 per yr after which 1x ThankYou® Level). Earn 1x ThankYou® factors on all different purchases
Intro provide
20,000 bonus factors after spending $1,500 in purchases in 3 months from account opening
Rewards
Earn 5x ThankYou® Factors eating places (as much as $6,000 for the primary 12 months after which 1x ThankYou® Level). Earn 2x ThankYou® supermarkets and fuel stations (for the primary $6,000 per yr after which 1x ThankYou® Level). Earn 1x ThankYou® factors on all different purchases
Particulars
Rewards
Earn 5x ThankYou® Factors eating places (as much as $6,000 for the primary 12 months after which 1x ThankYou® Level). Earn 2x ThankYou® supermarkets and fuel stations (for the primary $6,000 per yr after which 1x ThankYou® Level). Earn 1x ThankYou® factors on all different purchases
Intro provide
20,000 bonus factors after spending $1,500 in purchases in 3 months from account opening
Really useful Credit score
Good to Wonderful
Common APR
16.49% – 26.49% Variable
Intro APR
0% intro APR on steadiness transfers and purchases for 15 months
Execs & Cons
Highlights
Further Studying
Citi® Diamond Most popular® Card
Intro provide
$150 assertion credit score after you spend $500 on purchases within the first 3 months of account opening
Citi® Diamond Most popular® Card
Intro provide
$150 assertion credit score after you spend $500 on purchases within the first 3 months of account opening
Particulars
Intro provide
$150 assertion credit score after you spend $500 on purchases within the first 3 months of account opening
Really useful Credit score
Good to Wonderful
Common APR
15.99% – 26.74% Variable
Intro APR
0% intro APR on steadiness transfers for 21 months (transfers should be accomplished inside 4 months of account opening) and on purchases for 12 months
Editor’s Score
Our editor’s rankings analyze charges, bonuses, rewards, and advantages to focus on the only and Most worthy bank cards obtainable.
Present extra
Execs & Cons
Highlights
Further Studying
Particulars
Really useful Credit score
Good to Wonderful
Common APR
16.99% – 27.74% Variable
Intro APR
0% intro APR on steadiness transfers for 21 months (transfers should be accomplished inside 4 months of account opening) and on purchases for 12 months
Editor’s Score
Our editor’s rankings analyze charges, bonuses, rewards, and advantages to focus on the only and Most worthy bank cards obtainable.
Present extra
Execs & Cons
Highlights
Further Studying
Citi® Secured Mastercard®
Citi® Secured Mastercard®
Particulars
Really useful Credit score
No Credit score to Restricted Historical past
Common APR
25.49% (Variable) APR
Execs & Cons
Highlights
The most effective Citi bank card evaluations
The Citi Premier® is our prime Citi bank card for 2022 as a result of the rewards you earn are so versatile, but you do not have to pay a dear annual price. With an annual value of simply $95 per yr, this card is providing a bonus of 80,000 bonus ThankYou® Factors after you spend $4,000 in purchases throughout the first 3 months of account opening.
You additionally earn 3x factors at eating places, fuel stations, supermarkets, air journey, and resorts — which makes the card value contemplating for on a regular basis bills, in addition to for journey down the street.
The Citi Premier® does not have any international transaction charges, and you should use your rewards for present playing cards, assertion credit, journey by way of the Citi portal, and transfers to Citi’s airline and resort companions. You can too store with factors on Amazon.com, BestBuy.com, and at retailers like CVS and Shell fuel stations. Most redemption choices are for 1 cent per level, however it’s possible you’ll get extra worth while you switch your rewards to loyalty program companions.
Citi additionally just lately added Alternative Accommodations as a associate — the primary resort switch associate since Hilton left the ThankYou Rewards program in 2017 — and shortly thereafter added Wyndham Rewards as its second resort program.
Evaluation: Citi Premier overview
The Citi® Double Money Card permits cardholders to successfully earn 2 factors per greenback (value 2% in money again) on every thing they spend — 1 level per greenback once they make a purchase order and one other 1 level per greenback once they pay it off. This card does not cost an annual price.
It does not usually provide a welcome bonus, however for a restricted time, the Citi® Double Money Card is providing $200 money again after spending $1,500 on purchases within the first 6 months of account opening.
You may redeem Citi ThankYou factors as journey, present playing cards, and transfers to pick out companions. However to entry transfers to Citi’s full checklist of airline and resort companions, you may additionally want a Citi Premier® Card or Citi Status® Card
(now not open to purposes).
This card additionally has a beneficiant 0% intro APR on steadiness transfers for 18 months, adopted by a 16.99% – 26.99% Variable APR. That makes the Citi® Double Money Card a superb possibility for debt consolidation, though you solely earn rewards on purchases, and never on balances you switch from different bank cards.
Evaluation: Citi Double Money Card overview
The Citi Customized Money℠ Card is a superb selection in case your spending habits have a tendency to vary from month to month. Cardholders earn 5% money again on as much as $500 in purchases within the eligible class they spend probably the most in every billing cycle (then 1%), and 1% on all different purchases.
The qualifying classes embrace on a regular basis bills that ought to attraction to most folk: eating places, fuel stations, grocery shops, choose journey, choose transit, choose streaming companies, drugstores, residence enchancment shops, health golf equipment, and stay leisure.
There’s at present a welcome bonus provide of $200 money again, fulfilled as 20,000 ThankYou® Factors, after you spend $1,500 on purchases within the first 6 months of account opening. Plus, new cardholders even have the chance to utilize a 0% intro APR on steadiness transfers and purchases for 15 months (then a 16.99% – 26.99% Variable APR).
Though it is marketed as a cash-back card, the Citi Customized Money℠ Card truly earns rewards within the type of Citi ThankYou factors, that are value 1 cent apiece for money again, journey booked by way of Citi, present playing cards, merchandise, and extra. And once more, you probably have the Citi Premier® Card or Citi Status® Card (now not obtainable to new candidates), you may pool your rewards and switch factors to airline companions.
Evaluation: Citi Customized Money overview
The Citi® / AAdvantage® Platinum Choose® World Elite Mastercard® is a winner for frequent flyers who wish to fly with American Airways and companions like British Airways, Alaska Airways, and Cathay Pacific. Not solely are you able to earn an preliminary bonus of fifty,000 American Airways AAdvantage® bonus miles after spending $2,500 in purchases throughout the first 3 months of account opening, however you may earn 2x miles on eligible American Airways purchases, restaurant and fuel station spending, and 1 mile per greenback for all different purchases you make.
Cardholder advantages embrace most popular boarding, 25% off inflight meals and beverage purchases while you pay together with your bank card, and a free checked bag for you and as much as 4 companions on home itineraries while you fly American. This card comes with an annual price of $99, waived for first 12 months.
Evaluation: Citi AAdvantage Platinum Choose bank card overview
Small-business house owners who fly American Airways can do very nicely with the CitiBusiness® / AAdvantage® Platinum Choose® Mastercard®. It is obtained a hefty welcome bonus provide of 65,000 American Airways AAdvantage® bonus miles after spending $4,000 in purchases throughout the first 4 months of account opening and comes with money-saving perks for vacationers. These embrace a free checked bag on home American Airways itineraries (for the cardholder and as much as 4 companions on the identical reservation), most popular boarding on AA flights, and a 25% financial savings on inflight meals, drinks, and Wi-Fi while you use your card.
It additionally earns bonus miles in nice classes for small companies: 2x miles on American Airways purchases, eligible purchases at telecommunications retailers, cable and satellite tv for pc suppliers, automobile rental retailers, and fuel stations, and 1 mile per greenback on all different eligible purchases.
Each greenback you spend on the cardboard additionally earns 1 Loyalty Level, which is tremendous useful should you’re angling for American Airways elite standing. Huge spenders can make the most of a home companion certificates once they spend $30,000 on purchases in a calendar yr and renew their card.
There’s an annual price of $99, waived for first 12 months, and no international transaction charges.
Evaluation: CitiBusiness AAdvantage card overview
The Costco Anyplace Visa® Card by Citi may very well be an important selection should you’re a Costco member and you want incomes money again good for extra Costco purchases. This card earns 4% again on eligible fuel and EV charging purchases on as much as $7,000 in spending every year (then 1%), however you may additionally earn 3% again on eating and eligible journey. Along with 1% again on common purchases, you may additionally earn 2% again while you store within the retailer at Costco or make purchases on Costco.com.
This card helps you to money in your rewards after your February assertion credit score every year, and there isn’t any annual price with a paid Costco membership. You additionally will not pay any international transaction charges.
Evaluation: Citi Costco Anyplace Visa bank card overview
The no-annual-fee Citi Rewards+® Card is an fascinating selection if you wish to earn versatile Citi ThankYou factors and like its distinctive incomes construction. Cardholders earn 2x factors at supermarkets and fuel stations (on as much as $6,000 per yr in spending, then 1x), and 1 level per greenback on every thing else. For a restricted time, cardholders can even earn 5x ThankYou factors at eating places on as much as $6,000 within the first 12 months (then 1x)
The twist? Citi will spherical up the variety of factors you earn for every buy to the closest 10 factors. Meaning whether or not you purchase a $1 donut or a $6 latte, you may earn 10 factors; or should you purchase $21 in groceries, you may earn 42 factors (2x factors at supermarkets) which will get rounded as much as 50 factors. Due to this characteristic, it is an important card to make use of should you make a whole lot of small purchases.
New cardholders can at present earn 20,000 bonus factors after spending $1,500 in purchases in 3 months from account opening. As well as, there is a 0% intro APR on steadiness transfers and purchases for 15 months, adopted by a 16.49% – 26.49% Variable APR, which might prevent cash on curiosity you probably have huge bills developing you need to repay over an extended time frame.
Evaluation: Citi Rewards+ card overview
The Citi® Diamond Most popular® Card gives an introductory 0% intro APR on steadiness transfers for 21 months (transfers should be accomplished inside 4 months of account opening) and on purchases for 12 months (then a 15.99% – 26.74% Variable) — one of many longest of any card in the marketplace proper now (steadiness transfers should be accomplished inside 4 months of account opening).
The cardboard does not usually provide a welcome bonus, however for a restricted time, new cardholders can earn a $150 assertion credit score after you spend $500 on purchases within the first 3 months of account opening.
There isn’t any annual price, however you may pay a 5% steadiness switch price (minimal $5). Whereas the cardboard does not earn rewards, it gives a wonderful alternative to repay debt with none curiosity. Throughout this time, each cent you pay in your invoice will go immediately towards the principal of your steadiness, which is able to expedite the method of paying down your debt.
Evaluation: Citi Diamond Most popular overview
If you wish to consolidate debt and do not need to have to fret about further charges or penalty charges, the Citi Simplicity® Card is a superb selection. It gives a 0% intro APR on steadiness transfers for 21 months (transfers should be accomplished inside 4 months of account opening) and on purchases for 12 months (then a 16.99% – 27.74% Variable APR). There’s an introductory steadiness switch price of $5 or 3% of the quantity of the switch, whichever is bigger, for steadiness transfers accomplished inside 4 months of account opening.
You will not get charged late charges or pay a penalty price, and there isn’t any annual price to fret about both. Nonetheless, you will not earn rewards on your spending — so if debt consolidation is not your precedence, there are higher rewards bank cards to contemplate as a substitute.
Evaluation: Citi Simplicity bank card overview
Citi Secured card
In case you’re new to credit score or engaged on enhancing your credit score, the Citi® Secured Mastercard®
can assist you construct your credit score historical past with accountable use. The cardboard does not provide a welcome bonus or earn rewards, but it surely may very well be an important stepping stone for individuals who need to qualify for higher rewards playing cards down the street.
To be authorized for the Citi® Secured Mastercard®, Citi will overview your earnings and debt, but it surely’s doable to qualify with restricted historical past or no credit score in any respect. Citi experiences your card exercise to all three credit score bureaus, so through the use of the cardboard responsibly and paying your payments on time, your credit score rating may enhance.
As a result of it is a secured card, you may have to supply an preliminary safety deposit of $200 to $2,500, and the quantity of your deposit turns into your credit score restrict. In case you shut the cardboard sooner or later (or after a interval exhibiting accountable use), you’ll get your deposit again.
Different Citi bank cards to contemplate
Citi has another nice bank cards that missed the reduce for our checklist, however relying in your wants and spending habits, they may very well be an important selection for you.
- Citi® / AAdvantage® Government World Elite Mastercard®
: That is the premium American Airways bank card, with a $450 annual price and membership to the airline’s Admirals Membership airport lounge program. In case you fly American on a regular basis, this may very well be value it — particularly as a result of buying an Admirals Membership membership can value $550 or extra, so it is cheaper to get the cardboard. - American Airways AAdvantage MileUp℠ Mastercard
: On the opposite finish of the spectrum, there’s the AAdvantage MileUp card with no annual price. If you wish to earn American Airways miles and Loyalty Factors however you do not fly often sufficient to warrant an annual price, this can be a good possibility. - Costco Anyplace Visa® Enterprise Card by Citi
: In case you’re a small-business proprietor, the enterprise model of Citi’s Costco card is value contemplating.
How we selected the most effective Citi bank cards
We evaluated Citi bank cards which might be at present obtainable to new candidates and thought of a number of elements:
- Simplicity — Does the cardboard have straightforward redemption choices and a simple rewards program? Are there any hoops to leap by way of?
- Incomes potential — How a lot money again, factors, or miles are you able to earn with the cardboard, and do the bonus classes line up with typical spending habits?
- Annual price — No-annual-fee playing cards are very best, but when the cardboard prices an annual price, does it provide perks that make it worthwhile?
- Choices for several types of shoppers — We included playing cards that attraction to every kind of customers, from merchandise with a 0% APR provide to journey factors and airline bank cards.
Citi bank card often requested questions (FAQ)
Earlier than you apply for a Citi bank card, it could assist to grasp the financial institution’s utility guidelines. Relying on the cardboard, you won’t be eligible should you’ve earned a welcome bonus, or closed a specific card or one throughout the identical “rewards household” throughout the previous 24 to 48 months.
The 24-month timeframe applies to Citi ThankYou Rewards playing cards just like the Citi Premier®, whereas the 48-month language applies to American Airways bank cards just like the Citi® / AAdvantage® Platinum Choose® World Elite Mastercard®.
With this in thoughts, you may need to ensure you know while you final closed a Citi bank card earlier than you apply. In case you join too early, you will not obtain the bonus on these playing cards — even should you’re authorized and also you meet the minimal spending requirement.
Nearly all main Citibank bank cards, together with the Citi Premier® and Citi® Double Money Card, are Credit cards, with a number of exceptions. For instance, the Costco Anyplace Visa® Card by Citi, Costco Anyplace Visa® Enterprise Card by Citi, and My Greatest Purchase® Visa® Card
are Visa playing cards.
