Comparison between Amex Platinum Authorized Users Gold and Regular Amex gold

Insider’s experts pick the best products to help you make smart money decisions.here’s how). In certain cases, we are paid a commission Our partnersHowever, we are free to express our opinions. These offers are subject to terms.

American Express offers a range of cards. earn Membership Rewards pointsThese are extremely valuable because They can be transferredTo almost two dozen Partner airlines and hotels.

One of the Best American Express Cards in this category is the American Express® Gold Card
, which currently offers a welcome bonus of 60,000 points after you spend at least $4,000 in your first 6 months of card membership.

You may not be aware of the existence of Another kind of Amex Gold Card — and we’re not talking about the business version (the American Express® Business Gold Card
). It’s one you’ll get as an authorized user on The Platinum Card® from American Express
It is almost identical to the original, even though the surface may look the same. However, there are few similarities.

Here, we’re focusing on the perks and rewards that each card offers. If you have to pay interest or late fees, these cards will not be worth the cost. You should pay your entire credit card balance each month. Make timely payments and only pay what you can afford.

American Express Gold Card Authorized User 

If you Get a new Amex Platinum credit cardIf you’re looking for something more, there are two options. add authorized users. Additional Platinum cards — which come with many of the same Benefits for the primary cardholder — cost $175 per year for up to three cards and $175 per card after that.

You can also order as many as 99 additional Gold cards for free. These Amex Gold cards look very similar to the standalone Amex Gold card, but they are quite different. They do not come with a bonus welcome offer. You won’t be able to earn any bonus points at restaurantsOr US supermarketsOffer it, but don’t Dining credits similar to the Amex Gold card.

The authorized-user gold card earns 5x Amex membership rewards points (on up $500,000 per annum, then 1x on flights booked through American Express Travel) You also get 5x Membership Rewards points for booking prepaid hotels through American Express Travel. All other purchases earn 1 point per dollar. Spending-wise, authorized-user Gold cards work just like the Amex Platinum.

The only difference is that the authorized-user Gold cards do not offer most of the benefits offered by the Platinum card. The Platinum user cards are subject to a fee unlocks perks like Access to airport lounges (including Priority Pass Select** and Centurion lounges), MarriottAnd Hilton Gold status**You can also get more. These perks won’t be available to authorized users with no-fee Gold cards.

There is however a premium Platinum benefit that allows authorized users to get a free Gold card. Each authorized user can receive a credit towards the Global EntryTSA PreCheck ($85 for every four years) and ($100 for every four years) application fees.

American Express Gold Card

The standard American Express® Gold Card has a lot more to offer than the Platinum’s authorized-user Gold card. You will receive a significant welcome bonus, 4 Amex Membership Rewards points for every dollar you spend at restaurants, and 3 points per $1 on flights booked directly through Amex Travel. It earns 4x Membership Rewards points for every $25,000 spent in the US supermarkets during a calendar year, and 1x thereafter. 

The Amex Gold Card version comes with a range of credits that could make it worth the $250 annual fee. What you’ll get up to $120 in dining credit**You can use it at Grubhub and The Cheesecake Factory, Goldbelly or Wine.com as well as participating Shake Shacks. You can also get up to $120 worth of Uber Cash per calendar year. This is only available for U.S. Eats orders or rides. The Gold Card must be added to Uber’s app to access the Uber Cash benefit.

Comparison of Amex Gold cards

Here is a side-byside comparison between the two personal Amex Gold Cards:

Most people prefer the standalone card. To get the authorized-user gold card, you’ll need to have a friend or family member who has a Platinum card to add your name to their account. However, if you already have an authorized-user Gold Card, you can still apply for the standard Gold card and receive the welcome bonus offer as long as your other requirements are met. application rules.